| Currency | Region | Cut-off Time (UK time) | Delivery Time (Estimated) | Notes |
|---|---|---|---|---|
| GBP | UK (Barclays ➝ NatWest) | N/A – Faster Payments | Instant (up to 2 hours max) | Most Barclays to NatWest GBP payments are real-time via Faster Payments. |
| EUR | Europe (SEPA Zone) | 2:00 PM | Same Day or Next Working Day | Sent via SEPA or SWIFT. Earlier = higher chance of same-day delivery. |
| AUD | Australia | 12:00 PM | Next Working Day (typically) | SWIFT required. Same-day possible, but not guaranteed. |
| CAD | Canada | 12:00 PM | 1–2 Working Days | SWIFT payment. Depends on recipient bank cut-off. |
| JPY | Japan | 11:00 AM | 1–2 Working Days | SWIFT. Consider time zone difference. |
| CNY | China (Mainland) | 10:00 AM | 1–3 Working Days | Can be longer due to compliance. |
| HKD | Hong Kong | 11:00 AM | 1 Working Day | Usually reliable next-day via SWIFT. |
| SGD | Singapore | 11:00 AM | 1 Working Day | Prompt next-day delivery via SWIFT. |
GBP Transfers from Barclays to NatWest: Usually under 2 hours if sent via Faster Payments. CHAPS may be used for larger amounts, which guarantees same-day but may require action before 4:00 PM.
Currency Payments: Ensure instructions and compliance checks are completed before the cut-off to ensure timely delivery.
Weekends/Public Holidays: Payments won't be processed on these days.
